Client Services

Summit Financial Services offers our clients a full range of financing programs

  • Our Loan Officers will acquaint you with FHA, Conventional, Sub-prime, Construction, Refinance, 203K Rehabilitation and VA loans.
  • Refinancing your current loan will be handled quickly and effectively.
  • Second mortgages are available at very competitive rates.

Mortgage products available to finance your needs

  • Reverse Mortgages
  • FHA (Federal Housing Administration), VA (Veteran’s Administration)
  • Jumbo and Super Jumbo loans
  • Investor loans for rental properties
  • Conventional Loans
  • Home Refinancing
  • New Construction loans
  • Loans for those with less than excellent credit

Description of some of the most commonly used loans

  • FHA
    A loan insured by the Federal Housing Administration.
  • VA
    A loan backed by the Veterans Administration. Requires a low down payment and less stringent requirements for qualification. Members of the U.S. armed forces are eligible for loans under certain circumstances. Contact your local VA office for information.
  • Conventional loan
    Usually refers to a 30yr. fixed rate loan. Not insured by the Government.
  • Jumbo Loans
    Loans larger than those limits set by Fannie Mae or Freddie Mac.
    A Jumbo loan will carry a slightly higher rate of interest.