Client Services

Summit Financial Services offers our clients a full range of financing programs

• Our Loan Officers will acquaint you with FHA, Conventional, Sub-prime, Construction, Refinance, 203K Rehabilitation and VA loans.
• Refinancing your current loan will be handled quickly and effectively.
• Second mortgages are available at very competitive rates.

Mortgage products available to finance your needs

• Reverse Mortgages
• FHA (Federal Housing Administration), VA (Veteran’s Administration)
• Jumbo and Super Jumbo loans
• Investor loans for rental properties
• Conventional Loans
• Home Refinancing
• New Construction loans
• Loans for those with less than excellent credit

Description of some of the most commonly used loans

• FHA
  A loan insured by the Federal Housing Administration.
• VA
  A loan backed by the Veterans Administration. Requires a low down payment and less stringent requirements for qualification. Members of the U.S. armed forces are eligible for loans under certain circumstances. Contact your local VA office for information.
• Conventional loan
  Usually refers to a 30yr. fixed rate loan. Not insured by the Government.
• Jumbo Loans
  Loans larger than those limits set by Fannie Mae or Freddie Mac.
  A Jumbo loan will carry a slightly higher rate of interest.